Specialized RV coverage offers benefits no RVer should be without:

Full Replacement Cost Coverage – With this optional coverage, if your RV is totaled or stolen (and not recovered) in its first five model years, it will be replaced with a comparable new RV, even if you’re not the original owner.  After the first five model years, you'll be paid full original purchase price – not a depreciated amount – toward the purchase of the replacement RV. Most ordinary auto insurers will pay only a “depreciated book value” – and that’s often tens of thousands less than the cost of a new RV!

Personal Effects Coverage – From laptops to linens, your RV carries personal belongings you’d expect to find in your home, your belongings are insured for what you paid.

Storage Coverage – Saves you money by suspending your collision and liability coverage when you’re not using your RV. Your comprehensive coverage stays in force to fully protect your RV against fire, storm, wind and theft. With only six months of Storage Coverage, customers save an average of $350 off their premiums!

Permanent Attachments Coverage – Coverage for the permanent items you add to your RV, such as awnings, satellite dishes, antennas hydraulic levelers and tow kits.

RV Claims Specialists – The claims department is staged by knowledgeable RV Claims Representatives who understand the intricacies of your RV. Compare that to an auto insurance company staffed by clerks who’ve never been inside an RV!

Emergency Expense Allowance – If your RV is disabled while you’re on the road due to an accident,  travel expenses like food, lodging and transportation will be covered at no extra charge.